Planet Reports

The placement of Moon can make a lot of difference in the way a person lives his/her life. Most importantly Moon represents your mother, emotions and mind. Its exaltation sign is Taurus and it is said that with this placement the mother will be spiritual and would play a vital role to instil all the good moral values in the child and would make him/her spiritual. But if the moon is weak in horoscope then the person will be apathetic and will suffer mentally, repeating the mistakes again and again.

Moon in House-12

The Moon can give you emotional hardships and lonely childhood, along with a distant relationship with the mother. The Moon indicates that solitude and periodic retirement from the world is important to you. You can hide your emotions. You may have important dream experiences. You are capable of doing a lot of charity service.

Moon in Gemini

Gemini, ruled by mercury, is a mutable sign and if you have your Moon in Gemini then there could be a strong need for variety. Of all the Air signs Moon does best in Gemini. Even though you could be restless but will be versatile and have a good command over communication. You can be somewhat fickle and curious but will never be subject to deep depression.

Related Planets with Moon

1. Sun-Moon

If you have a conjunction/mutual relationship of Sun and moon in your chart then this means that you are born on or somewhere around New Moon day or Amavasya. With this conjunction/mutual relationship you surely have a plus point on your side that your mind and soul are aligned together towards a common goal and because of this you face less confusion and have better clarity than others in life. In this conjunction/mutual relationship the Sun is mostly dominant as, naturally too, Moon gets lit up by Sun's light & energy. So here, no matter what, this conjunction/mutual relationship for you is all about Sun's impact over Moon. In astrology Sun represents father and Moon represents mother and we can say that due to this conjunction/mutual relationship you may not be able to enjoy Motherly nourishment in life for various reasons. This can also show that your father is dominant and mother may then suffer due to the fire of the Sun. If we consider this conjunction/mutual relationship from career point of view then we can say that you will gain benefits from the Government as both these planets represent Government itself. Due to Moon's nourishing qualities, you may be interested in going into health care & teaching but here if the Moon is combust in your chart then the above results may not come easy and there can be delay in this path. Although Sun completely dominates the Moon when the conjunction/mutual relationship takes place in Aries & Leo, Moon will however function better and will have a say in this conjunction/mutual relationship if this takes place in signs like Taurus & Cancer in your chart.

2. Moon-Mercury

Moon and Mercury are considered natural enemies to each other and so their conjunction/mutual relationship is not a good one to have in your chart. Still, these two planets are not natural malefics as Moon is a benefic and Mercury is a neutral planet, so their conjunction/mutual relationship doesn't necessarily cause serious damage to the house it takes place in. As we know that Moon is mind and mercury is intellect and travelling, so, you will always be mentally active and your mind will never be still at one thing. You will be full of ideas and due to this you will not be able to stick to one decision which is a matter of worry. This mind of yours may help you in doing business with lots of good ideas or can give you excellent writing skills but still due you lack of persistence you may not be able to get benefits out of it. Mercury is dominant in this conjunction/mutual relationship and if placed in wrong dignity , can make you a person who talks unnecessarily and without much sense. Still, the Mind will love travelling, will be cunning and you can be highly analytical and perfection loving, if Mercury is placed in good dignity. Meditation can be a very good practice for you to control your thoughts but again uncontrolled flow of numerous thoughts is a big challenge in itself for you.

Advanced Planet Analysis & Insights

Mars represents our will power, courage, fighting ability, aggression, anger, soldier, male friends, fighter, land(real estate) etc. Mars is a fiery planet and loves action in life and according to the placement in the horoscope can tell about the ability of the person to take actions. Also the position of Mars can show the way a person would fight in life, that is , either legally or illegally. Since Mars is an aggressive planet, it is considered a natural malefic, but defines the will power of a person.

Mars in House-4

There is not much harmony in the home environment with this placement and shows an argumentative relationship with the mother. You have a passionate nature and are likely to experience many emotional ups and downs, along with an aggressive temperament. You may have accidents with vehicles. If Mars is well placed, there will be properties and vehicles which come to you in a quick manner; otherwise, you procure such things in a haphazard impulsive way. There may be some difficulties with gaining property ambition in the career. You may have trouble settling down in one place for long, and consequently, you keep on moving where ending can be a little traumatic.

Mars in Libra

This is a neutral sign for Mars. Libra is ruled by Venus and it represents Balance. Mars is too fiery and you can face difficulty in achieving the equilibrium you look for in life and here the results are not as smooth. Here Mars will not promote the pleasing, sociable side of libra and when it will come to interacting with others you can come out to be quiet an argumentative person.

Related Planets with Mars

1. Mars-Venus

Mars and Venus are neutral to each other. Mars is passion and Venus. Now you may think that this conjunction/mutual relationship will make you a passionate lover but this is only possible when both the planets are in the best dignity i.e. in exalted or friendly signs. This is why it is a tricky conjunction to have. If you have this conjunction in good dignity then this can make you a loyal person and one who is committed for the relationship. You will definitely be a passionate lover. But If even one of the planets in your chart is not well placed i.e. in bad dignity, then this can give boost to negative/lower traits of both the planets. This can increase your aggression and you will become violent which is represented by negative Mars and in the same way this will excessively make you indulge in sex, love for luxury which is represented by Venus. Here, it can make you someone like a sex addict or someone who sexually abuses others. This can also show that you yourself have faced sexual abuse in life. You will be a very possessive in your relations and as Mars also represents capture, it will be hard for you to let go and forget the relationship and can go to any extent to bring back and keep a hold on it. But mainly due to the aggression in relations you will face issues in love matters.

Advanced Planet Analysis & Insights

Mercury represents our communication and marketing skills, logical thinking, memory, quick decision making etc. It also represents calculation so if you are really good with calculating numbers without the use of computers, then you can say that Mercury is well placed and is favourable. In Astrology it is considered as prince among the planets and so it generally represents young age. Mercury is a neutral planet and it behaves like the planet it sits with. Its maturity age is considered as 35 years.

Mercury in House-7

Mercury gives easy communication with the opposite sex but a tendency towards superficiality and changeable relationships. It can give you partners who are witty, fickle, hard to tie down, communicative, and interested in all forms of knowledge. It may give partners younger in age to you. It can show many partners and lack of commitment on both sides. It is not a helpful placement for fidelity in marriage. As Mercury is a planet of commerce, you can do well in business and can have many successful business partnerships when Mercury is well placed.

Mercury in Capricorn

Mercury is well placed in Capricorn. Saturn, the ruler of capricorn, shares friendly relationship with Mercury and here it makes you very logical. With this placement you will have the ability to think clearly and concretize your thoughts well. Here Mercury makes you really good at organisation. You will be really good at making plans and strategies and will always enjoy doing that with diligent care and effort.

Related Planets with Mercury

1. Sun-Mercury

Sun and Mercury are the two planets that are always around each other. 90% of the times these two are found to be in the same house and is a very common yoga found in the birth charts of most people. Does this mean they all get the same result? NO. It depends on degree wise closeness in the conjunction/mutual relationship and anything within 10 degrees is considered a good conjunction/mutual relationship. This Yoga is commonly known as Buddha-Aditya yoga in Astrology in which Buddha means Mercury and Aditya means the Sun. If you have this conjunction/mutual relationship in your horoscope then it is generally said that this makes you a highly intelligent person as Mercury's intellect is now further enhanced by the Sun's light. This doesn't mean that everybody with this conjunction/mutual relationship will become scientists but this will make one grasp things faster than others. Information will matter to you a lot and you may be always looking for it. You will have a fiery way of communication both with speech and writing so your career can be related to counselling or communications and may have to travel a lot. You may not be liked by all in your office due to your fiery way of speaking. Generally planets undergo combustion when they come in close degrees with the Sun but this is not the case with Mercury. This conjunction/mutual relationship is different from the rest in that Mercury is not really impacted by combustion by the Sun as it is always near to the Sun and is used to its heat. But if Mercury is at exact same degrees then you may have issues regarding communication with siblings and expressing your ideas. Otherwise it's a good conjunction/mutual relationship to have in your birth chart.

2. Moon-Mercury

Moon and Mercury are considered natural enemies to each other and so their conjunction/mutual relationship is not a good one to have in your chart. Still, these two planets are not natural malefics as Moon is a benefic and Mercury is a neutral planet, so their conjunction/mutual relationship doesn't necessarily cause serious damage to the house it takes place in. As we know that Moon is mind and mercury is intellect and travelling, so, you will always be mentally active and your mind will never be still at one thing. You will be full of ideas and due to this you will not be able to stick to one decision which is a matter of worry. This mind of yours may help you in doing business with lots of good ideas or can give you excellent writing skills but still due you lack of persistence you may not be able to get benefits out of it. Mercury is dominant in this conjunction/mutual relationship and if placed in wrong dignity , can make you a person who talks unnecessarily and without much sense. Still, the Mind will love travelling, will be cunning and you can be highly analytical and perfection loving, if Mercury is placed in good dignity. Meditation can be a very good practice for you to control your thoughts but again uncontrolled flow of numerous thoughts is a big challenge in itself for you.

Advanced Planet Analysis & Insights

Jupiter is the most benefic planet in Astrology and there is no such thing as enough when said about Jupiter. Jupiter represents wisdom, knowledge, teacher, law, religion, literature, philosophy, optimism, hope and is the main significator of wealth. It also signifies children and husband for a girl. It makes you very religious and spiritual but with all these qualities it gives Obesity as well, as it is the planet of expansion. Jupiter is considered as teacher of all Gods and its maturity age is 16 years.

Jupiter in House-5

Jupiter in the 5th is a good placement for all 5th house matters, including intelligence, bearing children, creativity etc. You have good relationship and empathy with children. Jupiter is a good placement for spiritual learning and for giving wise advice to others. Jupiter can give luck in speculative activity. Jupiter gives a positive mental outlook. If afflicted, you may be an opportunist. Jupiter as a creative planet will enable one to expand and grow in creative activities and enjoyment. One is lucky in love matters.

Jupiter in Scorpio

Scorpio is ruled by Mars and although it is a watery sign, Jupiter does less well here. Jupiter when sits in the sign of scorpio will definitely make you interested in the occult sciences. You will have profound feelings and perception of occult forces and will be wise in handling them. Still Jupiter can be less virtuous and can act in an underhanded way here.

Related Planets with Jupiter

1. Jupiter-Venus

Jupiter and Venus are the two most beneficial planets in Astrology and their conjunction/mutual relationship is one of the most auspicious conjunction/mutual relationship to have in your chart. Both these planets are considered gurus of deities(Jupiter) and demons(Venus) so having this combination is very beneficial in your chart. When they both come together then it can be said that the person will be very wealthy but not specifically in terms of money, but the house in which this conjunction/mutual relationship falls. for example in the eight house you will attain great knowledge of Occult/Mysticism while, say in the 2nd house, this gives you immense wealth and the knowledge regarding matters related to money. You will be high on knowledge and you believe in sharing your wisdom which sometimes becomes necessary for your growth as well. You need knowledge and it is the one that keeps you satisfied in life. You would take interest in sharing what you have learnt with others. Jupiter's nature is to expand the qualities and when with Venus, it expands luxury, beauty, wealth, knowledge etc. so it can be said that you will be very attractive and you have that aura around you that makes you give the vibes of a guru. You will also be very creative in nature. Now since Jupiter is expanding the qualities of Venus here, it also expands your desire for relations due to which you may have to face problems in the same. But overall this is a great combination to have in your chart.

Advanced Planet Analysis & Insights

Venus by nature is a natural benefic planet which represents convenience. Vehicles, liquid money or anything that helps make our life comfortable comes under Venus. Venus is the main signifactor of marriage and represents wife or girlfriend for a man. Not only that, all the relations are dependent on Venus in the chart as it is its natural signifactor. Beauty and love is also Venus. Your desires are represented by Venus which are the cause of all problems in life. Its Maturity age is around 25 years.

Venus in House-5

Venus is a highly creative planet, so it is a good placement for an artist. It gives great romantic attraction and enjoyable love affairs. Venus is good for creative activities involving colour, sense of design, music, fashion etc. Venus is a luxury-loving planet, so it may indicate indulgence and love for enjoyments. Venus gives you a sensual or sweet outlook and sweet thoughts. Like the other benefices, Venus can give good results in speculation. For occult learning, Venus needs to be intimately connected with Mercury and receive from Saturn.

Venus in Scorpio

Venus consideres Scorpio as a neutral place to be in. Still, this sign doesn't take do away with the basic nature of Venus and is capable of giving you a sensitive nature. When your Venus sits in Scorpio it will make you highly dramatic in love. This placement is also capable of giving you powerful sexual passions. Which means that you are either a seductive person or you get easily seduced. But instead of all this, you will develope psychic sensitivity and will be able to experience love on a profound level.

Related Planets with Venus

1. Mars-Venus

Mars and Venus are neutral to each other. Mars is passion and Venus. Now you may think that this conjunction/mutual relationship will make you a passionate lover but this is only possible when both the planets are in the best dignity i.e. in exalted or friendly signs. This is why it is a tricky conjunction to have. If you have this conjunction in good dignity then this can make you a loyal person and one who is committed for the relationship. You will definitely be a passionate lover. But If even one of the planets in your chart is not well placed i.e. in bad dignity, then this can give boost to negative/lower traits of both the planets. This can increase your aggression and you will become violent which is represented by negative Mars and in the same way this will excessively make you indulge in sex, love for luxury which is represented by Venus. Here, it can make you someone like a sex addict or someone who sexually abuses others. This can also show that you yourself have faced sexual abuse in life. You will be a very possessive in your relations and as Mars also represents capture, it will be hard for you to let go and forget the relationship and can go to any extent to bring back and keep a hold on it. But mainly due to the aggression in relations you will face issues in love matters.

2. Jupiter-Venus

Jupiter and Venus are the two most beneficial planets in Astrology and their conjunction/mutual relationship is one of the most auspicious conjunction/mutual relationship to have in your chart. Both these planets are considered gurus of deities(Jupiter) and demons(Venus) so having this combination is very beneficial in your chart. When they both come together then it can be said that the person will be very wealthy but not specifically in terms of money, but the house in which this conjunction/mutual relationship falls. for example in the eight house you will attain great knowledge of Occult/Mysticism while, say in the 2nd house, this gives you immense wealth and the knowledge regarding matters related to money. You will be high on knowledge and you believe in sharing your wisdom which sometimes becomes necessary for your growth as well. You need knowledge and it is the one that keeps you satisfied in life. You would take interest in sharing what you have learnt with others. Jupiter's nature is to expand the qualities and when with Venus, it expands luxury, beauty, wealth, knowledge etc. so it can be said that you will be very attractive and you have that aura around you that makes you give the vibes of a guru. You will also be very creative in nature. Now since Jupiter is expanding the qualities of Venus here, it also expands your desire for relations due to which you may have to face problems in the same. But overall this is a great combination to have in your chart.

3. Venus-Saturn

Venus and Saturn are natural friends. Venus represents love and relations, whereas Saturn gives delays and frustration in your life. Saturn will be dominant here and generally, no matter in which house Saturn sits, its basic job is to create delays and hurdles, atleast till mid 30s. whatever we hate is Saturn and it can be called as natural enemy for all because no matter how good, delays are a inevitable. Here, Saturn creates delays regarding things related to Venus and it is only after experiencing the bad side of things is when you slowly get better with hardwork and perseverance. It's not necessary that you won't get into relationships before your 30s, you will, its just that those relationships will be meaningless and rubbish and will only be a source of grief to you. But it is generally in the second part of your life that you will find true and meaningful love which lasts forever and so it is advised that you marry only after you cross your 30s for a healthy and peaceful married life. Not only relations but also other factors like luxury, arts, wealth, creativity etc. that are related to Venus will take time to develop but surely will. You will be prosperous and with time you start to get the realisation of the importance of others and manage your every relation and have a strong belief system but you can be somewhat strict and serious in those matters. With this conjunction/mutual relationship you can get into the fields of finance and creativity and will do very well there.

Advanced Planet Analysis & Insights

Saturn is limitations and constrictions. Saturn is the planet that gives structure to life. It is discipline, rules, law, justice, and gives delays in life. Saturn is also the karaka of detachment. Saturn is perceived as that strict teacher who would teach you things and then later would take a test as well. Saturn shows you the reality and makes you work hard for the matters related to the houses connected with Saturn in the chart. Saturn is the lord of karma and reminds us of taking care of our actions.

Saturn in House-8

Saturn, when well-placed in the chart, gives good longevity. If it is afflicted, it will give opposite results. Your liveliness and vitality may be toned down. You may face many obstacles in financial affairs with the partner, or in receiving inheritance. You may have difficulty dealing with sudden endings and changes. Saturn shows your greatest lesson is in learning to let go of things that are no longer useful. Saturn may show a fear of death. Saturn gives a strong need for security and seclusion. It can also give a tendency to be disruptive and self-destructive. When the planet is well placed, you may benefit from enduring financial support through others. Saturn is good for any serious occult learning or research.

Saturn in Aquarius

Aquarius is ruled by Saturn itself and considered beneficial in its own humanitarian sign. Though Libra is considered it's exaltation sign, Saturn somewhat performs better here in terms of bringing out it's higher qualities. Instead of being materialistic in nature you show inclination towards mysticism. Surely you are a hard working person and you dedicate all your hardwork in the service and humanitarian pursuits. This placement can also make you highly ascetic as Saturn also represents mysticism. Saturn expresses its finest humility in it's own sign Aquarius.

Related Planets with Saturn

1. Venus-Saturn

Venus and Saturn are natural friends. Venus represents love and relations, whereas Saturn gives delays and frustration in your life. Saturn will be dominant here and generally, no matter in which house Saturn sits, its basic job is to create delays and hurdles, atleast till mid 30s. whatever we hate is Saturn and it can be called as natural enemy for all because no matter how good, delays are a inevitable. Here, Saturn creates delays regarding things related to Venus and it is only after experiencing the bad side of things is when you slowly get better with hardwork and perseverance. It's not necessary that you won't get into relationships before your 30s, you will, its just that those relationships will be meaningless and rubbish and will only be a source of grief to you. But it is generally in the second part of your life that you will find true and meaningful love which lasts forever and so it is advised that you marry only after you cross your 30s for a healthy and peaceful married life. Not only relations but also other factors like luxury, arts, wealth, creativity etc. that are related to Venus will take time to develop but surely will. You will be prosperous and with time you start to get the realisation of the importance of others and manage your every relation and have a strong belief system but you can be somewhat strict and serious in those matters. With this conjunction/mutual relationship you can get into the fields of finance and creativity and will do very well there.

2. Saturn-Rahu

Saturn is the lord of justice and time. This conjunction/mutual relationship can result in either good or bad. When in positive aspect you will develop a deep curiosity and interest in studying foreign languages or about their architecture and culture. You will be a ruthless go getter. In its negative aspect it will make you depressive and mentally weak. You will feel negativity all the time. You will often question about your existence in this world and would even wish for death. You will be emotionally dry and will lack the sensitive nature. You will not be empathetic rather will hurt people around you from your talks. You will be selfish, greedy, pessimist and a hypocrite person. With this combination you will initially face struggles and obstacles in your life. People having professions like politician, rulers and dictators mostly have this kind of combination. This combination is also known as Shapit yoga. All this frustration is because of the polarity between these two planets and how they behave naturally. Where on one hand Rahu will give you desires regarding the house this combination takes place in and with this you would want to go forward with full force but won't be able to as now Saturn will become a block and make you realise that you will only achieve this particular thing after a lot of hard work and delayed time. This will happen every time and thus will fill you with all the frustrations. Other way of putting it could be that now Rahu will take up the traits of Saturn i.e. delays, frustration, hardwork and then increase them manifolds. This is why it is also known as shapit yoga. It is said that the only way to deal with this situation is to surrender to it. Work hard and have immense patience for favourable results.

Advanced Planet Analysis & Insights

Rahu is illusion and an imaginary planet and is generally knows as the North node of Moon. According to Vedic astrology, Rahu is malefic as it is a materialistic planet and hinders the path to moksha. Rahu represents obsession, fame, wealth, success, foreign lands, Medicines, Drugs, movies, social media or any kind of intoxication. Cheating is also associated with Rahu. Rahu is uniqueness in life and can show someone who breaks the old traditions of the society and has an out of the box thinking.

Rahu in House-8

Rahu in the 8th house will bless you with legacies and fortunes. Scientists, Adventurers, Bankers, Occultists etc are benefitted from this kind of placement. You might get involved in bad deeds if Rahu is working in the lower principle. People around will often misunderstand you due to your loose talk. Hence you need to pay special attention in controlling your speech if you want to be heard properly. Optimism will be the key to your success in life. The most recognised Genius of the 20th century Albert Einstein had this kind of placement.

Rahu in Aquarius

Aquarius is one of the zodiac signs which is represented by the water bearer which is a mystical healer who showers water or life upon the land. It is ruled by the planet Saturn.The placement of Rahu in Aquarius will be a friendly and lively one. This placement will enhance your idealistic approach towards life. You will overcome your unnecessary pride and ego and will expand your horizons and will work effectively in group activities. You will feel little detached from the materialistic matters of the world. This placement produces many philosophers of one kind or another. You will be very creative with your ideas and thoughts and will always be open to innovations. You might venture on to study subjects like Astrology, Occult sciences etc or handling new technology. If you want to excel in your life and work in group accepting people’s point of views you will have to lower down your guard of ego. Humility should be your mantra for bringing out your creative side. J.Krishnamurthy, a famous Indian writer and speaker was chosen as the messiah and many of his writings highlight the Aquarian traits.

Related Planets with Rahu

1. Saturn-Rahu

Saturn is the lord of justice and time. This conjunction/mutual relationship can result in either good or bad. When in positive aspect you will develop a deep curiosity and interest in studying foreign languages or about their architecture and culture. You will be a ruthless go getter. In its negative aspect it will make you depressive and mentally weak. You will feel negativity all the time. You will often question about your existence in this world and would even wish for death. You will be emotionally dry and will lack the sensitive nature. You will not be empathetic rather will hurt people around you from your talks. You will be selfish, greedy, pessimist and a hypocrite person. With this combination you will initially face struggles and obstacles in your life. People having professions like politician, rulers and dictators mostly have this kind of combination. This combination is also known as Shapit yoga. All this frustration is because of the polarity between these two planets and how they behave naturally. Where on one hand Rahu will give you desires regarding the house this combination takes place in and with this you would want to go forward with full force but won't be able to as now Saturn will become a block and make you realise that you will only achieve this particular thing after a lot of hard work and delayed time. This will happen every time and thus will fill you with all the frustrations. Other way of putting it could be that now Rahu will take up the traits of Saturn i.e. delays, frustration, hardwork and then increase them manifolds. This is why it is also known as shapit yoga. It is said that the only way to deal with this situation is to surrender to it. Work hard and have immense patience for favourable results.

Advanced Planet Analysis & Insights

Ketu is our accomplished past life deeds and so in this life we feel detached with the things related to the house in which ketu sits. Ketu is isolation and separation. It represents spirituality and moksha. In fact it is Ketu that shows whether a person will attain moksha in this lifetime or not. Consequently Ketu represents mysticism, occult, astrology, numerology or any other spiritual subject but much will be dependent on the position of Ketu in horoscope. since it's a demon, It is a malefic planet.

Ketu in House-2

With this placement there are high chances of you getting a long life. You will spend more towards the bigger and unnecessary things even gambling making you financially weak due to the Ketu in the 2nd house. This placement might bring downfall in your luck but at the same time will increase your desires. You will love to get away on long journeys and will have your own philosophy of life. Your tone of speaking might be bit sarcastic that can make you a bitter person.

Ketu in Leo

Leo is a fire zodiac sign which is represented by the lion. It is ruled by the Sun.The disposition of Ketu in your life will bestow the solar nature of the Sun. You will be very image conscious. You will possess huge pride and self-esteem. You will be hungry of respect and dignity. You will not be involved in any such doing that will tarnish your image and honour. You will be bit commanding, short tempered and little bit egoistic. You will not be a people pleaser. You will not be the kind of person who will end up being the clown in the group as this may lower your pride. Just like the lion who is the king of the jungle and who has the final say you too will not be less than him. You will be someone who wants to be taken seriously. You will be very talented and creative with your ideas and thoughts. If your past karmas are good you will possess the warmth of your inner radiance and wisdom to light the path of the others around you. This positioning of Ketu in Leo can be very stormy as both of them are extremely fiery in nature. You will love to make your own rules and will have a very strong taste of likes and dislikes. You will always want the things to work on your way otherwise you will lose your temper. This behaviour may end up in giving both good and bad results depending upon the circumstances. This placement may not be fruitful and puts the Ketu in enemy position but as Ketu is less harmful towards the Sun hence harmful effects will be nullified. A lot of explosive personalities are born with this kind of association and the reason being their uncontrollable anger and ambition. Famous personality J.Krishnamurthy who was an Indian speaker and writer had this placement. His teachings highlighted individuality as the top priority.

Advanced Planet Analysis & Insights