Planet Reports

The placement of Moon can make a lot of difference in the way a person lives his/her life. Most importantly Moon represents your mother, emotions and mind. Its exaltation sign is Taurus and it is said that with this placement the mother will be spiritual and would play a vital role to instil all the good moral values in the child and would make him/her spiritual. But if the moon is weak in horoscope then the person will be apathetic and will suffer mentally, repeating the mistakes again and again.

Moon in House-9

The Moon in the 9th house makes you very popular for your caring and generous spirit. You are greatly attracted to foreign travel or foreigners and interested in philosophy, religion, or spiritual matters. You are fortunate through the mother. Your outlook on life may change a great deal, but you adhere to a strong sense of caring. You are nurtured by teachers throughout life and also by your faith in higher things.

Moon in Cancer

Moon in Cancer is in its own sign and will feel strong here. Moon here gives you strong nurturing qualities. You can be extra sensitive and emotional but you will use your strength for the protection and well-being of those you love. Here moon make you an empathetic person and gives you strong intuition but since it is placed in a watery sign it will give you a fluctuation mind as well.

Related Planets with Moon

1. Moon-Venus

Two of the most gentle and benefic planets, Moon and Venus, when come together, may make you think that this could be a very favourable conjunction/mutual relationship to have in the chart but this is not true. Naturally, they both are inimical to each other and there is a kind of planetary war between these two. Moon is mind and Venus is desires, so this can make you a desire oriented person and can make you selfish in all phases of life. You will always like to keep yourself ahead of others and it is due to this that you will not be able to maintain your relations with others. As Venus represents relations, you will desire to have a relationship and your mind will become relationship focused. But again due to your me-first approach, you will spoil your relationships. This conjunction/mutual relationship also shows that there will be tussle between Wife(Venus) and Mother(Moon),if you are a male, and whichever planet is at better dignity, that person will have the upper hand. At the same time, this can make you an attractive and pleasant person. You can be very artistic and creative and will have the love for luxuries. You need to take care of your relations and realize that in a relationship it is all about others.

Advanced Planet Analysis & Insights

Mars represents our will power, courage, fighting ability, aggression, anger, soldier, male friends, fighter, land(real estate) etc. Mars is a fiery planet and loves action in life and according to the placement in the horoscope can tell about the ability of the person to take actions. Also the position of Mars can show the way a person would fight in life, that is , either legally or illegally. Since Mars is an aggressive planet, it is considered a natural malefic, but defines the will power of a person.

Mars in House-4

There is not much harmony in the home environment with this placement and shows an argumentative relationship with the mother. You have a passionate nature and are likely to experience many emotional ups and downs, along with an aggressive temperament. You may have accidents with vehicles. If Mars is well placed, there will be properties and vehicles which come to you in a quick manner; otherwise, you procure such things in a haphazard impulsive way. There may be some difficulties with gaining property ambition in the career. You may have trouble settling down in one place for long, and consequently, you keep on moving where ending can be a little traumatic.

Mars in Aquarius

Aquarius is ruled by Saturn and this is an enemy sign for Mars so unfavorable results can be expected here. The Martian energy will have less direction here and is a little scattered. However, since Aquarius is a humanitarian sign so you will use your energy in doing related activities. You may get too serious about bringing change for others and it can get too difficult for them to handle.

Related Planets with Mars

1. Sun-Mars

Sun and Mars share a friendly relationship with each other and both are of fire element. If you have a conjunction/mutual relationship of both in your horoscope then you can expect really good results as Mars is strong enough to deal with the fire of Sun and as we have previously established that both are best of friends. This conjunction/mutual relationships generally indicates that your father could be in the Armed forces or Police or any other service and this is true in most of the cases. Your father will be much like a warrior and one who is high on courage and will power. Also, even you will have great will power. Sun shows Government and Mars shows soldier and both these group of people need each other to function better in the society and that's why both these planets can mutually co-operate well. But as always if a planet comes too close to the Sun, it becomes combust and so if Mars comes too close degree wise, then Sun burns the good qualities of Mars. This means that during the initial years of your life you can be a timid person but as the time passes and Mars matures, after 28, you will gain courage and become a warrior like person. You can work for the Government and that too on high positions or whichever field of work that needs a lot of fighting. This conjunction/mutual relationship makes you a highly competitive person in the area of life that falls under the house where this conjunction/mutual relationship takes place in your chart. So, this placement is not considered beneficial in the 7th house which shows relationships and marriage where you have to accommodate with others rather than compete. But you are definitely a law abiding person with very high confidence and ego.

2. Mars-Mercury

First of all, Mars and Mercury are complete opposite to each other in nature and it is this reason that they share inimical relationship to each other. Now Mercury represents information, communication and Mars represents action so if you have this conjunction/mutual relationship in your chart then in the early life you will have to deal with issues regarding your communications. Mars is pure active energy and here your actions will be scattered everywhere because now you have abundant ideas and energy to fulfil them but won't have the clarity and focus to complete single task at a time. Mercury likes to gather a lot of information and then take a decision regarding a particular thing but on the contrary, Mars has got nothing to do with a lot of knowledge because it is a soldier and too much data can hinder the quick decision making skills which mars generally likes to take. This situation will remain until your Mars attains maturity at 31yrs of age. After which you will realise the value of focused and one-dimensional work. Also, as Mars represents anger and Mercury speech, this can show that you carry a lot of aggression in your communication, be it written or spoken. You however get the positive results of the conjunction/mutual relationship after your 30s, i.e. when Mars attains maturity.

3. Mars-Saturn

Mars and Saturn are two strong malefic planets and are inimical to each other. Where on one hand Mars shows quickness and go getting attitude, on the other, Saturn slows down everything and delays it. As you can see that they are quiet opposite, so, this causes a planetary war in the house where this conjunction/mutual relationship falls. This is one of the most stressful combinations to have in a chart as this increases the struggle for almost everything. Having this conjunction/mutual relationship in your chart is not favourable as it will create a lot of stress in your life due to the delays. Due to this placement nothing comes easy and early for you and you will have to put repetitive efforts for achieving your goal which can make you sad at times. The biggest benefit that you can get out of this conjunction/mutual relationship is that you will become a very hard working person especially relating to the matters in which this conjunction/mutual relationship takes place. Since Mars is a soldier and Saturn is law, this can show that you can be related to the Law field and will be very law abiding, given good dignity of planets. You can be tech- savvy but if their dignity is not good then chances of accidents will be much more and instead of abiding by law you become a rebel. Still you will work hard and reap the good results with constant and long term efforts.

Advanced Planet Analysis & Insights

Mercury represents our communication and marketing skills, logical thinking, memory, quick decision making etc. It also represents calculation so if you are really good with calculating numbers without the use of computers, then you can say that Mercury is well placed and is favourable. In Astrology it is considered as prince among the planets and so it generally represents young age. Mercury is a neutral planet and it behaves like the planet it sits with. Its maturity age is considered as 35 years.

Mercury in House-4

You have a light-hearted or detected emotional nature and a communicative relationship with the mother. The mother may be knowledgeable. You may own or live in various homes and possess all types of vehicles and enjoy all possessions. You are highly adaptable and restless and may prefer to move from place to place. You may enjoy collecting things such as books etc., and discerning with occult matters.

Mercury in Aquarius

If your Mercury is in the sign of Aquarius then you are surely an intelligent person. Aquarius is ruled by Saturn and Mercury is friendly here. Due to this placement you will be highly phylosophical. You will be fond of Sciences and will indulge in activities that increase your overall knowledge. Since Aquarius is a humanitarian sign so you will have sympathetic thoughts towards others. You will also believe in religion and take interest in spiritual activities.

Related Planets with Mercury

1. Sun-Mercury

Sun and Mercury are the two planets that are always around each other. 90% of the times these two are found to be in the same house and is a very common yoga found in the birth charts of most people. Does this mean they all get the same result? NO. It depends on degree wise closeness in the conjunction/mutual relationship and anything within 10 degrees is considered a good conjunction/mutual relationship. This Yoga is commonly known as Buddha-Aditya yoga in Astrology in which Buddha means Mercury and Aditya means the Sun. If you have this conjunction/mutual relationship in your horoscope then it is generally said that this makes you a highly intelligent person as Mercury's intellect is now further enhanced by the Sun's light. This doesn't mean that everybody with this conjunction/mutual relationship will become scientists but this will make one grasp things faster than others. Information will matter to you a lot and you may be always looking for it. You will have a fiery way of communication both with speech and writing so your career can be related to counselling or communications and may have to travel a lot. You may not be liked by all in your office due to your fiery way of speaking. Generally planets undergo combustion when they come in close degrees with the Sun but this is not the case with Mercury. This conjunction/mutual relationship is different from the rest in that Mercury is not really impacted by combustion by the Sun as it is always near to the Sun and is used to its heat. But if Mercury is at exact same degrees then you may have issues regarding communication with siblings and expressing your ideas. Otherwise it's a good conjunction/mutual relationship to have in your birth chart.

2. Mars-Mercury

First of all, Mars and Mercury are complete opposite to each other in nature and it is this reason that they share inimical relationship to each other. Now Mercury represents information, communication and Mars represents action so if you have this conjunction/mutual relationship in your chart then in the early life you will have to deal with issues regarding your communications. Mars is pure active energy and here your actions will be scattered everywhere because now you have abundant ideas and energy to fulfil them but won't have the clarity and focus to complete single task at a time. Mercury likes to gather a lot of information and then take a decision regarding a particular thing but on the contrary, Mars has got nothing to do with a lot of knowledge because it is a soldier and too much data can hinder the quick decision making skills which mars generally likes to take. This situation will remain until your Mars attains maturity at 31yrs of age. After which you will realise the value of focused and one-dimensional work. Also, as Mars represents anger and Mercury speech, this can show that you carry a lot of aggression in your communication, be it written or spoken. You however get the positive results of the conjunction/mutual relationship after your 30s, i.e. when Mars attains maturity.

3. Mercury-Saturn

Mercury and Saturn are natural friends and although they give their combined effect, they will still give result according to their nature. Mercury is communication and Saturn is slowness so this can show that you will speak with a certain slowness in your approach. Saturn here generally gives problems in the early years, say upto 30 yrs, and you face certain delay in starting speaking in childhood. You will be an introvert person and Saturn here will make you fearful as well. Saturn is restriction, and here it puts limitations on the qualities of the planet Mercury and delays things related to the same in your life like communication, sharp intellect, keen observation etc. Still you will be able to express yourself with writing and will be able to write lengthiest of the articles because even though there are delays, you will have patience and are very hardworking. Also, you will do great at research work as it takes a lot of time and great intellectual abilities. You will generally experience better effects of this combination in the second half of your life. Also Saturn is Justice, so you are no doubt a fair and judicious person and your opinions are never biased and you now how to keep yourself neutral. You will have great knowledge of the modern gadgets and will like to keep yourself updated with the latest technology and will also be interested in learning computer or ancient languages. You can also do good in business.

Advanced Planet Analysis & Insights

Jupiter is the most benefic planet in Astrology and there is no such thing as enough when said about Jupiter. Jupiter represents wisdom, knowledge, teacher, law, religion, literature, philosophy, optimism, hope and is the main significator of wealth. It also signifies children and husband for a girl. It makes you very religious and spiritual but with all these qualities it gives Obesity as well, as it is the planet of expansion. Jupiter is considered as teacher of all Gods and its maturity age is 16 years.

Jupiter in House-1

Unless Jupiter rules a bad house or is placed in a bad sign, this placement is always helpful. It can make you fat in appearance as Jupiter rules body fat. It tends to give a jovial, happy go lucky personality. You have a fortunate childhood and express a high degree of wisdom and faith. You may be interested in religion or spirituality. It makes you generous and righteous.

Jupiter in Scorpio

Scorpio is ruled by Mars and although it is a watery sign, Jupiter does less well here. Jupiter when sits in the sign of scorpio will definitely make you interested in the occult sciences. You will have profound feelings and perception of occult forces and will be wise in handling them. Still Jupiter can be less virtuous and can act in an underhanded way here.

Advanced Planet Analysis & Insights

Venus by nature is a natural benefic planet which represents convenience. Vehicles, liquid money or anything that helps make our life comfortable comes under Venus. Venus is the main signifactor of marriage and represents wife or girlfriend for a man. Not only that, all the relations are dependent on Venus in the chart as it is its natural signifactor. Beauty and love is also Venus. Your desires are represented by Venus which are the cause of all problems in life. Its Maturity age is around 25 years.

Venus in House-3

Venus here tends to make you highly passionate. You can have a happy relationship with your siblings. You may be very talented at creative work, along with communication, singing, musical fields. This placement may not make you highly active as Venus is a planet of luxury, but Venus helps to gratify your immediate desires.

Venus in Capricorn

Capricorn is ruled by Saturn and is a friendly placement for Venus as both share friendly relationship. If you have your Venus in the sign of Capricorn then this means that you are a loyal partner and are well aware of your responsibilities in a relationship. But since its a practical sign, you will look for material security and will act with emphasis on practicalities. You may not be demonstrative in your affection but your love in surely the enduring type.

Related Planets with Venus

1. Moon-Venus

Two of the most gentle and benefic planets, Moon and Venus, when come together, may make you think that this could be a very favourable conjunction/mutual relationship to have in the chart but this is not true. Naturally, they both are inimical to each other and there is a kind of planetary war between these two. Moon is mind and Venus is desires, so this can make you a desire oriented person and can make you selfish in all phases of life. You will always like to keep yourself ahead of others and it is due to this that you will not be able to maintain your relations with others. As Venus represents relations, you will desire to have a relationship and your mind will become relationship focused. But again due to your me-first approach, you will spoil your relationships. This conjunction/mutual relationship also shows that there will be tussle between Wife(Venus) and Mother(Moon),if you are a male, and whichever planet is at better dignity, that person will have the upper hand. At the same time, this can make you an attractive and pleasant person. You can be very artistic and creative and will have the love for luxuries. You need to take care of your relations and realize that in a relationship it is all about others.

2. Venus-Saturn

Venus and Saturn are natural friends. Venus represents love and relations, whereas Saturn gives delays and frustration in your life. Saturn will be dominant here and generally, no matter in which house Saturn sits, its basic job is to create delays and hurdles, atleast till mid 30s. whatever we hate is Saturn and it can be called as natural enemy for all because no matter how good, delays are a inevitable. Here, Saturn creates delays regarding things related to Venus and it is only after experiencing the bad side of things is when you slowly get better with hardwork and perseverance. It's not necessary that you won't get into relationships before your 30s, you will, its just that those relationships will be meaningless and rubbish and will only be a source of grief to you. But it is generally in the second part of your life that you will find true and meaningful love which lasts forever and so it is advised that you marry only after you cross your 30s for a healthy and peaceful married life. Not only relations but also other factors like luxury, arts, wealth, creativity etc. that are related to Venus will take time to develop but surely will. You will be prosperous and with time you start to get the realisation of the importance of others and manage your every relation and have a strong belief system but you can be somewhat strict and serious in those matters. With this conjunction/mutual relationship you can get into the fields of finance and creativity and will do very well there.

Advanced Planet Analysis & Insights

Saturn is limitations and constrictions. Saturn is the planet that gives structure to life. It is discipline, rules, law, justice, and gives delays in life. Saturn is also the karaka of detachment. Saturn is perceived as that strict teacher who would teach you things and then later would take a test as well. Saturn shows you the reality and makes you work hard for the matters related to the houses connected with Saturn in the chart. Saturn is the lord of karma and reminds us of taking care of our actions.

Saturn in House-6

Saturn in the 6th house is generally good for overcoming debts, illness, and enemies as Saturn is a planet of limitation. These things may not arise too much in your life unless Saturn is afflicted. Saturn, as a planet of service, gives service work when placed in the 6th house. Daily work may involve some form of manual labour. Saturn can be plodding and meticulous with detail. If Saturn is afflicted, it can be very bad for health as Saturn is a planet that rules disease in general. These diseases are listed below. Saturn gives its results slowly, so illness and other 6th house issues may form over a long period of time. Saturn can cause health problems in later life. Saturn gives you an ability to discipline yourself. It can provide much-regulated habits and a liking for routine. You can be very austere in your personal habits and live a very ordered kind of life.

Saturn in Aries

Aries is a fire sign and is excitable and impulsive which is opposite to Saturn's very slow and cautious nature. This is the sign of debilitation for Saturn and it gives worst results here. Firstly you will not be able to use your initiative taking ability properly as saturn is not able to organize itself well in this sign. Secondly because of the restrictions put by saturn on the Aries, there can be chaos and rashness as it is difficult for you to express your energetic side.

Related Planets with Saturn

1. Sun-Saturn

Sun and Saturn are two of the biggest enemies in Astrology. This is said to be the most stressful conjunction/mutual relationship you can have in your chart and it is bound to give you negative results no matter what positive you want to draw from it. This only causes destruction in whichever house it is placed in your chart. Sun represents father and authorities and so clearly you will face issues regarding the same. This can show that you generally have a distant relation from the father or if you are together then the relationship would be quiet stressed. Same with the Authorities, the higher ups may never treat you well and you can face constant problems from them. This also shows that you will grow in an environment of fear and will absorb the same as the confidence given by the Sun is afflicted by the fear factor of the Saturn and this remains no matter how far they are from each other degree wise. The fear for you increases as they get more and more closer to each other. But because you always stayed away from the father, you still grow into a responsible person as you took up all the responsibility early in your life. You will abide by the law and this conjunction/mutual relationship can give you help in Government or Legal field but hard work will still be there. On the contrary, if you don't follow the law, you will never be able to expect help from this conjunction/mutual relationship. Your career growth may be delayed and it's generally after the age of 30 that you will get some good results from the house this conjunction/mutual relationship is placed in.

2. Mars-Saturn

Mars and Saturn are two strong malefic planets and are inimical to each other. Where on one hand Mars shows quickness and go getting attitude, on the other, Saturn slows down everything and delays it. As you can see that they are quiet opposite, so, this causes a planetary war in the house where this conjunction/mutual relationship falls. This is one of the most stressful combinations to have in a chart as this increases the struggle for almost everything. Having this conjunction/mutual relationship in your chart is not favourable as it will create a lot of stress in your life due to the delays. Due to this placement nothing comes easy and early for you and you will have to put repetitive efforts for achieving your goal which can make you sad at times. The biggest benefit that you can get out of this conjunction/mutual relationship is that you will become a very hard working person especially relating to the matters in which this conjunction/mutual relationship takes place. Since Mars is a soldier and Saturn is law, this can show that you can be related to the Law field and will be very law abiding, given good dignity of planets. You can be tech- savvy but if their dignity is not good then chances of accidents will be much more and instead of abiding by law you become a rebel. Still you will work hard and reap the good results with constant and long term efforts.

3. Mercury-Saturn

Mercury and Saturn are natural friends and although they give their combined effect, they will still give result according to their nature. Mercury is communication and Saturn is slowness so this can show that you will speak with a certain slowness in your approach. Saturn here generally gives problems in the early years, say upto 30 yrs, and you face certain delay in starting speaking in childhood. You will be an introvert person and Saturn here will make you fearful as well. Saturn is restriction, and here it puts limitations on the qualities of the planet Mercury and delays things related to the same in your life like communication, sharp intellect, keen observation etc. Still you will be able to express yourself with writing and will be able to write lengthiest of the articles because even though there are delays, you will have patience and are very hardworking. Also, you will do great at research work as it takes a lot of time and great intellectual abilities. You will generally experience better effects of this combination in the second half of your life. Also Saturn is Justice, so you are no doubt a fair and judicious person and your opinions are never biased and you now how to keep yourself neutral. You will have great knowledge of the modern gadgets and will like to keep yourself updated with the latest technology and will also be interested in learning computer or ancient languages. You can also do good in business.

4. Venus-Saturn

Venus and Saturn are natural friends. Venus represents love and relations, whereas Saturn gives delays and frustration in your life. Saturn will be dominant here and generally, no matter in which house Saturn sits, its basic job is to create delays and hurdles, atleast till mid 30s. whatever we hate is Saturn and it can be called as natural enemy for all because no matter how good, delays are a inevitable. Here, Saturn creates delays regarding things related to Venus and it is only after experiencing the bad side of things is when you slowly get better with hardwork and perseverance. It's not necessary that you won't get into relationships before your 30s, you will, its just that those relationships will be meaningless and rubbish and will only be a source of grief to you. But it is generally in the second part of your life that you will find true and meaningful love which lasts forever and so it is advised that you marry only after you cross your 30s for a healthy and peaceful married life. Not only relations but also other factors like luxury, arts, wealth, creativity etc. that are related to Venus will take time to develop but surely will. You will be prosperous and with time you start to get the realisation of the importance of others and manage your every relation and have a strong belief system but you can be somewhat strict and serious in those matters. With this conjunction/mutual relationship you can get into the fields of finance and creativity and will do very well there.

Advanced Planet Analysis & Insights

Rahu is illusion and an imaginary planet and is generally knows as the North node of Moon. According to Vedic astrology, Rahu is malefic as it is a materialistic planet and hinders the path to moksha. Rahu represents obsession, fame, wealth, success, foreign lands, Medicines, Drugs, movies, social media or any kind of intoxication. Cheating is also associated with Rahu. Rahu is uniqueness in life and can show someone who breaks the old traditions of the society and has an out of the box thinking.

Rahu in House-8

Rahu in the 8th house will bless you with legacies and fortunes. Scientists, Adventurers, Bankers, Occultists etc are benefitted from this kind of placement. You might get involved in bad deeds if Rahu is working in the lower principle. People around will often misunderstand you due to your loose talk. Hence you need to pay special attention in controlling your speech if you want to be heard properly. Optimism will be the key to your success in life. The most recognised Genius of the 20th century Albert Einstein had this kind of placement.

Rahu in Gemini

Gemini is one of the twelve zodiac signs which is represented by The Twins and is ruled by the planet Mercury which holds the hidden talents. This disposition will reflect the Gemini attributes out of you. You will hold a strong companionship. You will have a strong physical and mental coordination. You will be adaptive, flexible and swift. You will possess strong intellect with scientific and rational thinking and writing. To convey your ideas and thoughts you need to have strong communication skills. With this association you will develop a balance between material world and spirituality. You will develop logical reasoning and faith. People working as philosophers, spiritualistic, scholars, gamblers, politicians, adventurer, sportspersons, writers etc. You will be very adaptive and will find happiness even in small things and hence you will feel comfortable in working under various professions. If Rahu works negatively then you may acquire ill effects in your life and you will cheat and betray your loved ones. Famous person Adolf Hitler had this kind of disposition. He smartly took advantage of his manipulative and communication skills to deceive people and turn them on his side. By using this power of his he was also successful in spreading his egoistic beliefs. Lord Krishna according to the vedic texts had similar king of placement. He utilized his scheming talent to bring about a world war and also brought down the military power of the Kings who were getting blind in greed and corruption.

Advanced Planet Analysis & Insights

Ketu is our accomplished past life deeds and so in this life we feel detached with the things related to the house in which ketu sits. Ketu is isolation and separation. It represents spirituality and moksha. In fact it is Ketu that shows whether a person will attain moksha in this lifetime or not. Consequently Ketu represents mysticism, occult, astrology, numerology or any other spiritual subject but much will be dependent on the position of Ketu in horoscope. since it's a demon, It is a malefic planet.

Ketu in House-2

With this placement there are high chances of you getting a long life. You will spend more towards the bigger and unnecessary things even gambling making you financially weak due to the Ketu in the 2nd house. This placement might bring downfall in your luck but at the same time will increase your desires. You will love to get away on long journeys and will have your own philosophy of life. Your tone of speaking might be bit sarcastic that can make you a bitter person.

Ketu in Sagittarius

Sagittarius is a fire zodiac sign which is ruled by the planet Jupiter . The positioning of Ketu in Sagittarius is a fruitful association and you will reflect Sagittarian traits in you. You will be adventurous and will love long journeys. You will be optimistic and freedom loving person. You will be higher minded and lucky person. You will not like to restrict yourself within the boundaries rather will be a free bird. You will gain the in depth knowledge of inner life from your past life experiences. You will have a carefree attitude towards life. The Ketu in this placement which is considered to be the most separative and restricted will work on optimistic mode in your life. But you should take care of the fact that too much of carefree and optimistic nature should not get turn into over-confidence and arrogance. If this happens you may face a high downfall in your life. With this placement you will be a cheerful person and will spread happiness and freedom in your surroundings. You will cheer people around you removing all the negativity and will fill them with hope. If Ketu works on negative side you may end up getting lost in the materialistic world. Your communication power will be a bit weak but it will improve with your age. Famous person Adolf Hitler had this kind of disposition. He smartly took advantage of his manipulative and communication skills to deceive people and turn them on his side. By using this power of his he was also successful in spreading his egoistic beliefs. Lord Krishna according to the vedic texts had similar king of placement. He utilized his scheming talent to bring about a world war and also brought down the military power of the Kings who were getting blind in greed and corruption.

Advanced Planet Analysis & Insights