Planet Reports

The placement of Moon can make a lot of difference in the way a person lives his/her life. Most importantly Moon represents your mother, emotions and mind. Its exaltation sign is Taurus and it is said that with this placement the mother will be spiritual and would play a vital role to instil all the good moral values in the child and would make him/her spiritual. But if the moon is weak in horoscope then the person will be apathetic and will suffer mentally, repeating the mistakes again and again.

Moon in House-9

The Moon in the 9th house makes you very popular for your caring and generous spirit. You are greatly attracted to foreign travel or foreigners and interested in philosophy, religion, or spiritual matters. You are fortunate through the mother. Your outlook on life may change a great deal, but you adhere to a strong sense of caring. You are nurtured by teachers throughout life and also by your faith in higher things.

Moon in Taurus

Moon is exalted in the sign of Taurus and is the strongest here. If you have this placement then you will have very grounded emotional nature and strength of mind. You tend to be quite romantic and good-looking. You are generous and big hearted too. With this placement you will be able to face any difficulty in life and it will enhance your general well being and will also give the ability to enjoy many luxuries.

Related Planets with Moon

1. Moon-Mars

This is a good conjunction/mutual relationship to have in the chart as both these planets are natural friends and give good results. This conjunction/mutual relationship is also called Chandra-Mangal yoga. But a lot depends on the dignity of planets especially Mars or else this can get quiet worrisome at times for you. Moon is a gentle planet and Mars natural malefic, so clearly Mars here has the upper hand and so it is really important to check it's dignity. Moon is your mind and Mars is action, energy and if Mars is badly placed then you can have anger issues and can take actions without prior consideration in heated moment. Mars will no doubt make you an active and energetic person, but if wrongly guided can get you in violent situations. This can also show that you have a very active or aggressive mother. But on the contrary, if Mars is in good dignity, then this can make you highly goal oriented person and you will achieve success in life based on your hard work. The degree wise closeness can also cause frustrations but if you do meditation, then this can really help you divert your anger into something positive. If you are a girl then you can be tomboyish due to this conjunction/mutual relationship. This conjunction/mutual relationship will be best in Aries, Leo, Sagittarius and Pisces as these are friendly sign for both of them.

2. Moon-Venus

Two of the most gentle and benefic planets, Moon and Venus, when come together, may make you think that this could be a very favourable conjunction/mutual relationship to have in the chart but this is not true. Naturally, they both are inimical to each other and there is a kind of planetary war between these two. Moon is mind and Venus is desires, so this can make you a desire oriented person and can make you selfish in all phases of life. You will always like to keep yourself ahead of others and it is due to this that you will not be able to maintain your relations with others. As Venus represents relations, you will desire to have a relationship and your mind will become relationship focused. But again due to your me-first approach, you will spoil your relationships. This conjunction/mutual relationship also shows that there will be tussle between Wife(Venus) and Mother(Moon),if you are a male, and whichever planet is at better dignity, that person will have the upper hand. At the same time, this can make you an attractive and pleasant person. You can be very artistic and creative and will have the love for luxuries. You need to take care of your relations and realize that in a relationship it is all about others.

3. Moon-Rahu

Moon is a natural benefic whereas Rahu on the other hand is considered one of the malefics. Rahu is a shadow planet and behaves like Saturn. Rahu in Moon is an extremely important conjunction/mutual relationship and in its positive aspect will channel the lunar energy within you by strengthening your mind. You will gain some psychic abilities from this conjunction/mutual relationship. In its negative aspect you will harbour the dark lunar energy within you which will generate sense of fears, phobias, illusions, hallucinations, paranoia, psychological disturbances etc. You will become impatient and will feel helpless in handling your own emotions. There is a chance that you might get into depression and this generally lasts for a long time. This conjunction/mutual relationship is rarely considered favourable in the chart and will have direct impact on the mind especially in the dashas of the respective planets. Rahu is obsession and if with moon, then it will make you emotionally obsessed about things to an extent where you would not even take anybody's guidance and will do anything to get what you want. With this placement chances are that you have a unique relationship with your mother or if you are a girl then you yourself can have an unusual motherhood like you may adopt you child or may have it through surrogacy. It is not a good conjunction to have but it is seen that here meditation will help you overcome most of its negative effects.

Advanced Planet Analysis & Insights

Mars represents our will power, courage, fighting ability, aggression, anger, soldier, male friends, fighter, land(real estate) etc. Mars is a fiery planet and loves action in life and according to the placement in the horoscope can tell about the ability of the person to take actions. Also the position of Mars can show the way a person would fight in life, that is , either legally or illegally. Since Mars is an aggressive planet, it is considered a natural malefic, but defines the will power of a person.

Mars in House-3

Mars in the 3rd house gives good courage, liveliness and makes you very impulsive and rash. You may have an argumentative relationship with the younger sibling, who may have a troublesome life if Mars is afflicted. You can have powerful desires and guts and is adventurous or restless, having to undergo many short journeys. You may be good at sports or areas requiring technical knowledge. You are motivated, wilful and independent.

Mars in Scorpio

Even though Mars sits in its own house, this is a difficult water placement. You may suffer intense emotions as Mars easily expresses its crude side here. You can have the most aggressive and revengue attitude and will lack control over it. You should learn to channel your aggression in the right manner or your violent actions can cause you serious damage.

Related Planets with Mars

1. Moon-Mars

This is a good conjunction/mutual relationship to have in the chart as both these planets are natural friends and give good results. This conjunction/mutual relationship is also called Chandra-Mangal yoga. But a lot depends on the dignity of planets especially Mars or else this can get quiet worrisome at times for you. Moon is a gentle planet and Mars natural malefic, so clearly Mars here has the upper hand and so it is really important to check it's dignity. Moon is your mind and Mars is action, energy and if Mars is badly placed then you can have anger issues and can take actions without prior consideration in heated moment. Mars will no doubt make you an active and energetic person, but if wrongly guided can get you in violent situations. This can also show that you have a very active or aggressive mother. But on the contrary, if Mars is in good dignity, then this can make you highly goal oriented person and you will achieve success in life based on your hard work. The degree wise closeness can also cause frustrations but if you do meditation, then this can really help you divert your anger into something positive. If you are a girl then you can be tomboyish due to this conjunction/mutual relationship. This conjunction/mutual relationship will be best in Aries, Leo, Sagittarius and Pisces as these are friendly sign for both of them.

2. Mars-Ketu

Mars is a fiery planet and it is said that Ketu, another energy abundant planet, naturally behaves like Mars. It is generally a stressful combination to have as Ketu is headless and Mars is pure action, so you will have to face consequences for your aimless, thoughtless actions. Still on the positive side this combination will make you a person of strong intellect and logics. You will possess a keen observational skills with piercing insight. Your concentration power will be strong. This combination is one of the most fiery ones and you will be highly passionate and dedicated towards your work. You will do great in research work. But your nature will be extremely sudden and eruptive like a volcano. You will be short tempered as well. Your energy levels will keep on fluctuating. You will sometimes be highly energetic like a rocket and the other time lazy like a sloth. Shifting the pointer more on the negative aspect, you will be extremely intolerant and impatient. You will be rude and harsh to your surrounding people. You will be full of vengeance and will not rest until you have taken your revenge. You may face different sorts of abnormalities both physically and mentally. You may lose your self-confidence as well. This combination will generally give bad results when Mars is in bad dignity and so it is imperative to check the dignity of Mars here.

Advanced Planet Analysis & Insights

Mercury represents our communication and marketing skills, logical thinking, memory, quick decision making etc. It also represents calculation so if you are really good with calculating numbers without the use of computers, then you can say that Mercury is well placed and is favourable. In Astrology it is considered as prince among the planets and so it generally represents young age. Mercury is a neutral planet and it behaves like the planet it sits with. Its maturity age is considered as 35 years.

Mercury in House-12

Mercury in the 12th house can give you a worrying nature or cause you to think excessively. You may have difficulty communicating, which may be diffusive or scattered. You may also lack good hand/body coordination. Mercury can make you interested in the pursuit of esoteric or mysterious knowledge. Although you are a light sleeper, dreams may be a source of higher communication for you in some cases.

Mercury in Leo

Leo is ruled by the Sun and planet Mercury represents intellect. When Mercury is posited here it will give you noble ideas. Leo is friendly to Mercury so it performs well here. Since Mercury here expresses qualities of the Sun, which shows authority, it will give you a commanding tongue with a mix of creativity.

Related Planets with Mercury

1. Sun-Mercury

Sun and Mercury are the two planets that are always around each other. 90% of the times these two are found to be in the same house and is a very common yoga found in the birth charts of most people. Does this mean they all get the same result? NO. It depends on degree wise closeness in the conjunction/mutual relationship and anything within 10 degrees is considered a good conjunction/mutual relationship. This Yoga is commonly known as Buddha-Aditya yoga in Astrology in which Buddha means Mercury and Aditya means the Sun. If you have this conjunction/mutual relationship in your horoscope then it is generally said that this makes you a highly intelligent person as Mercury's intellect is now further enhanced by the Sun's light. This doesn't mean that everybody with this conjunction/mutual relationship will become scientists but this will make one grasp things faster than others. Information will matter to you a lot and you may be always looking for it. You will have a fiery way of communication both with speech and writing so your career can be related to counselling or communications and may have to travel a lot. You may not be liked by all in your office due to your fiery way of speaking. Generally planets undergo combustion when they come in close degrees with the Sun but this is not the case with Mercury. This conjunction/mutual relationship is different from the rest in that Mercury is not really impacted by combustion by the Sun as it is always near to the Sun and is used to its heat. But if Mercury is at exact same degrees then you may have issues regarding communication with siblings and expressing your ideas. Otherwise it's a good conjunction/mutual relationship to have in your birth chart.

2. Mercury-Venus

Both these planets share friendly relationship with each other and this conjunction/mutual relationship is a good one to have in ones chart. If you have this conjunction/mutual relationship in your chart then you may get into finance related works. You will be very good at counting as Mercury represents calculation and since Venus represents wealth it can show that you use your calculative skills to earn income. You can also get into Banks and stock markets, as Mercury represents business and with Venus(wealth) it will get you benefit from doing business related to wealth, especially if the conjunction/mutual relationship takes place in Virgo, which represents business. Not only calculative skills but this conjunction/mutual relationship also bestows you with creativity and you will be skilful and talented. You can also benefit from media and movie works if these planets are in good dignity and in good houses in your chart. As Venus represents love, it can show that you are good at flirting in love matters. Also with this placement you won't get depressed after a breakup and it will be quiet easy for you to shift from one relationship to other simply because Mercury the fast traveller is now with the planet of love, so the change is rather fast. With this conjunction/mutual relationship you will definitely be a very talented and creative person.

Advanced Planet Analysis & Insights

Jupiter is the most benefic planet in Astrology and there is no such thing as enough when said about Jupiter. Jupiter represents wisdom, knowledge, teacher, law, religion, literature, philosophy, optimism, hope and is the main significator of wealth. It also signifies children and husband for a girl. It makes you very religious and spiritual but with all these qualities it gives Obesity as well, as it is the planet of expansion. Jupiter is considered as teacher of all Gods and its maturity age is 16 years.

Jupiter in House-4

Jupiter’s placement in the 4th house is welcomed. It gives a fortunate and virtuous mother, and you benefit through her or maternal relations. It shows an optimistic, happy nature, a big heart, and you can rise above emotional difficulties. You may have expanding property, growing assets, vehicles and other possessions. You may show strong interest in religious or spiritual subjects, particularly history. The close of life may be peaceful and spiritual. You can prosper in your homeland or find contentment with home life.

Jupiter in Sagittarius

Sagittarius is the own sign of Jupiter and Jupiter feels at home here. Among all the fire signs, Jupiter does best in its own sign Sagittarius. Jupiter endows you with great optimism here. To sum it up, you are a happy-go-lucky person with great freedom of expression and exploration. You will believe in higher power. This placement will make you follow religion faithfully and can also give you philosophical tendencies.

Related Planets with Jupiter

1. Jupiter-Venus

Jupiter and Venus are the two most beneficial planets in Astrology and their conjunction/mutual relationship is one of the most auspicious conjunction/mutual relationship to have in your chart. Both these planets are considered gurus of deities(Jupiter) and demons(Venus) so having this combination is very beneficial in your chart. When they both come together then it can be said that the person will be very wealthy but not specifically in terms of money, but the house in which this conjunction/mutual relationship falls. for example in the eight house you will attain great knowledge of Occult/Mysticism while, say in the 2nd house, this gives you immense wealth and the knowledge regarding matters related to money. You will be high on knowledge and you believe in sharing your wisdom which sometimes becomes necessary for your growth as well. You need knowledge and it is the one that keeps you satisfied in life. You would take interest in sharing what you have learnt with others. Jupiter's nature is to expand the qualities and when with Venus, it expands luxury, beauty, wealth, knowledge etc. so it can be said that you will be very attractive and you have that aura around you that makes you give the vibes of a guru. You will also be very creative in nature. Now since Jupiter is expanding the qualities of Venus here, it also expands your desire for relations due to which you may have to face problems in the same. But overall this is a great combination to have in your chart.

Advanced Planet Analysis & Insights

Venus by nature is a natural benefic planet which represents convenience. Vehicles, liquid money or anything that helps make our life comfortable comes under Venus. Venus is the main signifactor of marriage and represents wife or girlfriend for a man. Not only that, all the relations are dependent on Venus in the chart as it is its natural signifactor. Beauty and love is also Venus. Your desires are represented by Venus which are the cause of all problems in life. Its Maturity age is around 25 years.

Venus in House-12

Venus does well in the 12th house and can give you pleasure in sex, sleep and intoxication. You can be extravagant and will like to enjoy all the luxuries in life. You like traveling and can enjoy foreigners and faraway places. You can be overindulgent and happy in solitude.

Venus in Leo

Leo is ruled by the Sun and is an enemy sign for Venus. If you have this placement then you will take great pride in your appearance. You are full of pomp and always like to showoff. You can be self-centred and may not consider your friends at par with you. Eventhough though Venus sits in an enemy sign, it will make you warm and sincere in love matters.

Related Planets with Venus

1. Sun-Venus

Sun and Venus are natural enemies of each other and so clearly this conjunction/mutual relationship is not considered a good one in one's chart. Sun is your ego and Venus is your relations and we all know that ego and relation don't go together. For one to have harmonious relations with others, one must let go of his/her ego and this is the lesson that this conjunction/mutual relationship tries to teach you. But its effects majorly depends on how far they are from each other degree wise. Suppose your Venus is far away from the Sun, then this shows that Venus's qualities are now illuminated by the light of Sun. This positive effect can make you opulent. But if Venus comes too close to the Sun i.e. it gets combust, you will suffer in your relationships. It is generally seen that when they both are in the same house, there is an effect of combustion, no matter how lightly. Since Sun is stronger and fiery, ego will win and relationship will lose. You will have ego conflicts/battles with your partners and the relationship will suffer. The suffering increases as both the planets get more and more close to each other. This can also lead to Divorce or Break-up. Still, this conjunction/mutual relationship favours you personally in that it makes you extremely beautiful and charming along with giving boost to your creativity as beauty of Venus is further enhanced by the brightness of the Sun.You will do great in Arts, media, films etc. However, these results can get delayed if Venus is combust and results can normally be seen in your 30s.

2. Moon-Venus

Two of the most gentle and benefic planets, Moon and Venus, when come together, may make you think that this could be a very favourable conjunction/mutual relationship to have in the chart but this is not true. Naturally, they both are inimical to each other and there is a kind of planetary war between these two. Moon is mind and Venus is desires, so this can make you a desire oriented person and can make you selfish in all phases of life. You will always like to keep yourself ahead of others and it is due to this that you will not be able to maintain your relations with others. As Venus represents relations, you will desire to have a relationship and your mind will become relationship focused. But again due to your me-first approach, you will spoil your relationships. This conjunction/mutual relationship also shows that there will be tussle between Wife(Venus) and Mother(Moon),if you are a male, and whichever planet is at better dignity, that person will have the upper hand. At the same time, this can make you an attractive and pleasant person. You can be very artistic and creative and will have the love for luxuries. You need to take care of your relations and realize that in a relationship it is all about others.

3. Mercury-Venus

Both these planets share friendly relationship with each other and this conjunction/mutual relationship is a good one to have in ones chart. If you have this conjunction/mutual relationship in your chart then you may get into finance related works. You will be very good at counting as Mercury represents calculation and since Venus represents wealth it can show that you use your calculative skills to earn income. You can also get into Banks and stock markets, as Mercury represents business and with Venus(wealth) it will get you benefit from doing business related to wealth, especially if the conjunction/mutual relationship takes place in Virgo, which represents business. Not only calculative skills but this conjunction/mutual relationship also bestows you with creativity and you will be skilful and talented. You can also benefit from media and movie works if these planets are in good dignity and in good houses in your chart. As Venus represents love, it can show that you are good at flirting in love matters. Also with this placement you won't get depressed after a breakup and it will be quiet easy for you to shift from one relationship to other simply because Mercury the fast traveller is now with the planet of love, so the change is rather fast. With this conjunction/mutual relationship you will definitely be a very talented and creative person.

4. Jupiter-Venus

Jupiter and Venus are the two most beneficial planets in Astrology and their conjunction/mutual relationship is one of the most auspicious conjunction/mutual relationship to have in your chart. Both these planets are considered gurus of deities(Jupiter) and demons(Venus) so having this combination is very beneficial in your chart. When they both come together then it can be said that the person will be very wealthy but not specifically in terms of money, but the house in which this conjunction/mutual relationship falls. for example in the eight house you will attain great knowledge of Occult/Mysticism while, say in the 2nd house, this gives you immense wealth and the knowledge regarding matters related to money. You will be high on knowledge and you believe in sharing your wisdom which sometimes becomes necessary for your growth as well. You need knowledge and it is the one that keeps you satisfied in life. You would take interest in sharing what you have learnt with others. Jupiter's nature is to expand the qualities and when with Venus, it expands luxury, beauty, wealth, knowledge etc. so it can be said that you will be very attractive and you have that aura around you that makes you give the vibes of a guru. You will also be very creative in nature. Now since Jupiter is expanding the qualities of Venus here, it also expands your desire for relations due to which you may have to face problems in the same. But overall this is a great combination to have in your chart.

Advanced Planet Analysis & Insights

Saturn is limitations and constrictions. Saturn is the planet that gives structure to life. It is discipline, rules, law, justice, and gives delays in life. Saturn is also the karaka of detachment. Saturn is perceived as that strict teacher who would teach you things and then later would take a test as well. Saturn shows you the reality and makes you work hard for the matters related to the houses connected with Saturn in the chart. Saturn is the lord of karma and reminds us of taking care of our actions.

Saturn in House-2

This placement can give you slow or limited income, which you have to work long and hard for. You may speak very slowly and deliberately and maybe shy. Your face may start aging early. Relations with the family may be a little depressing. You are serious and cautious about money and can be a bit miserly. You may have dental problems. You may earn in a steady progressive way if Saturn is well placed by sign and aspect. You may also be slow with learning and studies subjects in a very methodical manner.

Saturn in Libra

If you have your Saturn in the sign of Libra then you will find it easier to create balance and order in life as now Saturn is exalted here. This Saturn is highly beneficial for you especially when it comes for producing material gains. Libra represents harmony and balance and Saturn is order, so clearly they work well which eachother and create wonderful results. Professionally this placement can make you a very good judge and will give good council too.

Advanced Planet Analysis & Insights

Rahu is illusion and an imaginary planet and is generally knows as the North node of Moon. According to Vedic astrology, Rahu is malefic as it is a materialistic planet and hinders the path to moksha. Rahu represents obsession, fame, wealth, success, foreign lands, Medicines, Drugs, movies, social media or any kind of intoxication. Cheating is also associated with Rahu. Rahu is uniqueness in life and can show someone who breaks the old traditions of the society and has an out of the box thinking.

Rahu in House-9

This placement of nodes is auspicious but is not that pronounced. Rahu in 9th house will bestow success and fortune to you. You will achieve success in foreign land or through foreigners. You will be inclined towards the religious system of the society but will remain untouched of the underlying orthodox. You will venture onto long journeys, will meet many new people and you will gain a sense of self realization during this time.

Rahu in Taurus

Taurus is an earth sign represented by the bull. It is ruled by the planet Venus. The disposition of Rahu in Taurus will reflect the Taurean characters in you. You will have a sense of purification and strong perception. You will love luxury life and will have specific taste. You will have many desires and resources. You will be the master of logic and rationality. Rahu will make you a devoted materialist. This placement is a friendly one and if works effectively can provide you the correct wisdom about the materialistic world. Famous personality Ramakrishna Paramahansa who was an Indian Hindu mystic saint had this kind of placement and he lived a materially secured life because he had no desires. The famous mass murderer Theodore Bundy also has the same placement but it didn’t worked out effectively due to the weakening of the other factors.

Related Planets with Rahu

1. Moon-Rahu

Moon is a natural benefic whereas Rahu on the other hand is considered one of the malefics. Rahu is a shadow planet and behaves like Saturn. Rahu in Moon is an extremely important conjunction/mutual relationship and in its positive aspect will channel the lunar energy within you by strengthening your mind. You will gain some psychic abilities from this conjunction/mutual relationship. In its negative aspect you will harbour the dark lunar energy within you which will generate sense of fears, phobias, illusions, hallucinations, paranoia, psychological disturbances etc. You will become impatient and will feel helpless in handling your own emotions. There is a chance that you might get into depression and this generally lasts for a long time. This conjunction/mutual relationship is rarely considered favourable in the chart and will have direct impact on the mind especially in the dashas of the respective planets. Rahu is obsession and if with moon, then it will make you emotionally obsessed about things to an extent where you would not even take anybody's guidance and will do anything to get what you want. With this placement chances are that you have a unique relationship with your mother or if you are a girl then you yourself can have an unusual motherhood like you may adopt you child or may have it through surrogacy. It is not a good conjunction to have but it is seen that here meditation will help you overcome most of its negative effects.

Advanced Planet Analysis & Insights

Ketu is our accomplished past life deeds and so in this life we feel detached with the things related to the house in which ketu sits. Ketu is isolation and separation. It represents spirituality and moksha. In fact it is Ketu that shows whether a person will attain moksha in this lifetime or not. Consequently Ketu represents mysticism, occult, astrology, numerology or any other spiritual subject but much will be dependent on the position of Ketu in horoscope. since it's a demon, It is a malefic planet.

Ketu in House-3

Ketu in the 3rd house will bring out the creative side of you. You will get involved in painting, writing and other activities involving hands. The first half of your life will be full of struggles, specially your childhood, and is not worth remembering. In its lower principle Ketu can make you aimless and your travels might end up being fruitless and wasteful. Adolf Hitler had this kind of placement.

Ketu in Scorpio

Scorpio is a water sign which is ruled by the planet Mars. Ketu in Scorpio will bring out the Scorpionic traits from you in the spotlight like demise, regeneration, loss, detachment, nature’s dark side, longevity, sexuality, occultism, mystery, enigma, exploration, etc. You will be involved in the overseas traveling. You will be adventurous and fun loving. Your past life was full of ups and downs and in your present life you will stay focused on the mental, material and spiritual stability. You will not possess a fully balanced personality rather you will be either hardcore spiritualistic from your past experiences or hardcore materialistic orienting yourself completely with the material and earthy energies. Ketu will develop your interest and liking in the occult and supernatural studies and you may be involved in solving the mysterious riddles of life. This placement is a friendly and intense one which if utilized efficiently can lead to transformation on very deep level. If Ketu becomes unfriendly then you may end up being extremely conscious and worried about your thoughts and actions. Famous personality Ramakrishna Paramahansa who was an Indian Hindu mystic saint had this kind of placement and he lived a materially secured life because he had no material desires. The famous mass murderer Theodore Bundy also has the same placement but it didn’t worked out effectively due to the weakening of the other factors.

Related Planets with Ketu

1. Mars-Ketu

Mars is a fiery planet and it is said that Ketu, another energy abundant planet, naturally behaves like Mars. It is generally a stressful combination to have as Ketu is headless and Mars is pure action, so you will have to face consequences for your aimless, thoughtless actions. Still on the positive side this combination will make you a person of strong intellect and logics. You will possess a keen observational skills with piercing insight. Your concentration power will be strong. This combination is one of the most fiery ones and you will be highly passionate and dedicated towards your work. You will do great in research work. But your nature will be extremely sudden and eruptive like a volcano. You will be short tempered as well. Your energy levels will keep on fluctuating. You will sometimes be highly energetic like a rocket and the other time lazy like a sloth. Shifting the pointer more on the negative aspect, you will be extremely intolerant and impatient. You will be rude and harsh to your surrounding people. You will be full of vengeance and will not rest until you have taken your revenge. You may face different sorts of abnormalities both physically and mentally. You may lose your self-confidence as well. This combination will generally give bad results when Mars is in bad dignity and so it is imperative to check the dignity of Mars here.

Advanced Planet Analysis & Insights